
KB Financial Group
105560 · KO · Financial Services / Banks - Regional
Close Sep 18, 2026 · end-of-day
Market Stats
Price History
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KB Financial Group Inc. provides financial products and services in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company offers deposit products, such as demand and time deposits, certificates of deposit, foreign currency deposits, and savings deposits for housing subscription; loan products, including mortgage loans to finance home purchases, construction, improvements, or rentals; and home equity loans, overdraft loans, and other consumer loans. It also provides debit and credit cards; working capital loans and facility loans; mortgage loans to home builders or developers; securities underwriting; financing and financial advisory services for mergers and acquisitions; project finance and financial advisory services for social overhead capital projects such as highway, port, power, water, and sewage projects; financing and financial advisory services for real estate development projects; and structured finance. In addition, the company offers brokerage services for stocks, futures, options, equity, derivative-linked securities, and debt instruments; foreign exchange services and derivatives dealing; import and export-related services; offshore lending, syndicated loans, and foreign currency securities investment; and trust account management services. Further, it provides long-term insurance products, automobile insurance products, and general property and casualty insurance products; life insurance comprising annuities, savings insurance, variable life insurance, whole life insurance, term life insurance, and health insurance; bancassurance; consumer finance services; and mortgage financing and construction loans. Additionally, the company is involved in real estate trust management; capital investment; and software advisory, development, and supply. KB Financial Group Inc. was founded in 1963 and is headquartered in Seoul, South Korea.
Company Details
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Mr. Jong Hee Yang
- Employees
- 142
- Headquarters
- 26, Gukjegeumyung-ro 8-gil, Seoul, South Korea, 07331, Korea
- Website
- https://www.kbfg.com
Leadership
- Mr. Jong Hee YangCEO & Chairman · b. 1961
- Mr. Bong Joong KwonSenior MD & Head of IR Department · b. 1969
- Mr. Dae Hwan LimEVP & Chief Compliance Officer · b. 1965
- Mr. Ho Kang SeungMD & Head of Secretariat · b. 1975
- Mr. Chang Kwon LeeSenior EVP, Chief Digital & IT Officer · b. 1965
- Mr. Yin HurVice Chairman, and Head of Global Business Unit & Insurance Business Unit · b. 1961
- Dr. Jin Soo YoonChief Information Technology Officer · b. 1964
- Mr. Young-Jae ChoiSenior Executive Vice President of Wealth Management & Pension Business Unit · b. 1967
- Ms. Jeong Rim ParkHead of Capital Market, Corporate and Investment Banking Business & Asset Management Units · b. 1963
- Mr. Sung-Hyun KimHead of Corporate & Investment Banking Business Unit · b. 1963
Financials
Income Statement
| Line item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $21.23T | $20.10T | $13.08T | $16.68T | $17.04T | $15.05T | $12.50T | $12.53T | $11.46T | $9.89T | $9.94T | $9.58T | $8.76T | $10.93T | $26.48T | $18.66T | $22.23T | $9.33T | $10.12T | $8.53T | $8.65T | $9.06T | $10.70T | $9.81T | $5.32T | $5.62T | $1.10T |
| Cost of Revenue | - | - | $-64.70T | - | - | - | - | $0 | $0 | $0 | $0 | $0 | $0 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | $77.79T | $16.68T | $17.04T | $15.05T | $12.50T | $12.53T | $11.46T | $9.89T | $9.94T | $9.58T | $8.76T | $10.93T | $26.48T | $18.66T | $22.23T | $9.33T | $10.12T | $8.53T | $8.65T | $9.06T | $10.70T | $9.81T | $5.32T | $5.62T | $1.10T |
| Operating Income | - | - | $6.74T | $-1.01T | $6.11T | $4.71T | $4.53T | $9.13T | $4.02T | $1.68T | $1.82T | $1.96T | $2.03T | $2.41T | $10.06T | $19.19B | $2.57T | $1.79T | $4.97T | $4.31T | $3.78T | $1.43T | $-1.43T | $1.54T | $1.66T | $1.14T | $3.63T |
| EBITDA | - | - | $7.72T | - | $7.06T | $5.90T | $5.30T | $6.38T | $5.74T | $3.72T | - | - | - | $4.30T | $5.44T | $367.03B | $3.71T | - | $7.49T | $5.62T | $-0.78 | - | - | $-0.14 | $-0.5 | - | - |
| Net Income | $5.83T | $5.08T | $4.63T | $4.15T | $4.41T | $3.47T | $3.31T | $3.06T | $3.31T | $2.14T | $1.70T | $1.40T | $1.26T | $1.70T | $2.37T | $88.32B | $539.82B | $1.33T | $3.76T | $2.95T | $2.69T | $996.77B | $-993.12B | $1.25T | $992.30B | $594.54B | $540.66B |
| Interest Expense | $16.08T | $17.66T | $17.00T | $7.68T | $3.98T | $4.76T | $5.44T | $4.83T | $3.67T | $3.62T | $4.17T | $5.22T | $5.83T | $7.04T | $6.85T | $7.04T | $8.35T | $9.36T | $6.69T | $5.10T | $4.71T | $5.33T | $6.78T | $6.73T | $5.36T | $4.96T | $2.82T |
Balance Sheet
| Line item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $797.92T | $757.85T | $715.74T | $701.17T | $663.90T | $610.67T | $518.54T | $479.59T | $436.79T | $375.67T | $329.07T | $308.36T | $291.84T | $282.01T | $277.60T | $262.01T | $262.17T | $258.33T | $217.81T | $184.07T | $176.62T | $171.52T | $192.93T | $184.09T | $168.30T | $91.43T | $45.28T |
| Total Liabilities | $737.09T | $698.03T | $656.86T | $651.53T | $105.81T | $92.39T | $479.42T | $443.88T | $402.74T | $344.41T | $300.16T | $280.84T | $266.19T | $257.30T | $254.50T | $243.57T | $244.06T | $242.73T | $200.81T | $169.96T | $165.33T | $164.08T | $186.03T | $175.18T | $160.36T | $87.16T | $6.04T |
| Total Equity | $59.05T | $57.89T | $56.93T | $48.36T | $47.46T | $42.50T | $38.53T | $35.70T | $34.04T | $31.00T | $28.68T | $27.32T | $25.65T | $24.51T | $22.92T | $17.95T | $17.85T | $15.59T | $16.98T | $14.09T | $11.27T | $7.42T | $6.89T | $8.83T | $7.64T | $4.05T | $1.76T |
| Cash | $35.65T | $30.79T | $30.79T | $32.06T | $32.05T | $26.71T | $20.84T | $21.46T | $21.03T | $19.12T | $17.52T | $16.77T | $14.79T | $11.94T | $9.18T | $7.04T | $9.77T | $3.31T | $2.84T | $4.00T | $3.56T | $3.30T | $3.91T | $3.89T | $3.63T | $6.43T | $1.60T |
| Total Debt | - | - | $121.39T | $140.42T | $103.47T | $90.35T | $88.75T | $74.34T | $63.14T | $52.42T | $47.04T | $44.03T | $41.14T | $39.04T | $43.89T | $42.62T | $54.49T | $54.47T | $50.43T | $37.93T | $30.66T | $32.40T | $39.54T | $43.88T | $32.95T | $21.11T | $6.04T |
| Net Debt | $94.90T | $96.21T | $90.60T | $108.35T | $71.42T | $63.64T | $67.92T | $52.88T | $42.11T | $33.30T | $29.52T | $27.26T | $26.35T | $27.10T | $34.72T | $35.58T | $44.72T | $51.16T | $47.59T | $33.93T | $27.10T | $29.10T | $35.63T | $39.99T | $29.32T | $14.68T | $4.44T |
Cash Flow
| Line item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 | 2015-12-31 | 2014-12-31 | 2013-12-31 | 2012-12-31 | 2011-12-31 | 2010-12-31 | 2009-12-31 | 2008-12-31 | 2007-12-31 | 2006-12-31 | 2005-12-31 | 2004-12-31 | 2003-12-31 | 2002-12-31 | 2001-12-31 | 2000-12-31 | 1999-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $4.23T | $4.02T | $4.11T | $5.69T | $-6.70T | $-11.54T | $9.40T | $-8.96T | $-4.84T | $1.12T | $2.19T | $3.28T | $-6.35T | $7.99T | $-4.01T | $-1.62T | $-546.73B | $3.42T | $1.81T | $3.89T | $4.61T | $4.72T | $7.07T | $6.00T | $2.91T | $2.38T | $197.98B |
| Investing Cash Flow | - | - | - | $-20.29T | $-3.86T | $-10.99T | $-12.33T | $-4.48T | $-8.73T | $-4.44T | $-5.08T | $-1.68T | $4.18T | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Financing Cash Flow | $5.80T | $-1.98T | $-1.24T | $15.32T | $10.82T | $25.26T | $2.28T | $11.74T | $14.69T | $3.18T | $3.26T | $-755.07B | $1.71T | $-3.65T | $4.77T | $413.42B | $2.44T | $29.42T | $18.67T | $10.69T | $-1.30T | $-8.85T | $1.42T | $16.70T | $9.48T | $16.21T | $4.86T |
| Capital Expenditure | $554.97B | $626.91B | $350.14B | $534.20B | $478.31B | $607.72B | $942.29B | $578.43B | $410.26B | $508.76B | $281.34B | $232.76B | $221.56B | $225.73B | $367.25B | $309.48B | $265.35B | $454.88B | $378.64B | $299.91B | $129.40B | $217.73B | $364.27B | $613.77B | $384.56B | $0 | $256.06B |
| Free Cash Flow | $3.67T | $3.39T | $3.43T | $5.15T | $-7.18T | $-12.15T | $8.46T | $-9.54T | $-5.25T | $616.23B | $1.91T | $3.04T | $-6.57T | $7.76T | $-4.37T | $-1.93T | $-812.08B | $2.97T | $1.43T | $3.59T | $4.48T | $4.50T | $6.70T | $5.38T | $2.53T | $2.38T | $-58.08B |
| Dividends Paid | $1.30T | $1.49T | $1.15T | $1.44T | $981.88B | $883.95B | $766.25B | $766.73B | $497.97B | $378.63B | $301.35B | $193.18B | $231.81B | $278.17B | $87.49B | $93.02B | $3.03B | $825.60B | $1.23T | $176.36B | $166.79B | $1.61B | $343.65B | $53.92B | $162.60B | - | - |
Earnings
| Report Date | Oct 29, 2026 | Jul 23, 2026 | Apr 23, 2026 | Feb 5, 2026 | Oct 30, 2025 | Jul 23, 2025 | Apr 24, 2025 | Feb 5, 2025 | Oct 24, 2024 | Jul 23, 2024 | Apr 25, 2024 | Mar 6, 2024 | Nov 14, 2023 | Jul 25, 2023 | Apr 25, 2023 | Feb 7, 2023 | Oct 24, 2022 | Jul 21, 2022 | Apr 22, 2022 | Feb 8, 2022 | Oct 21, 2021 | Jul 22, 2021 | Apr 22, 2021 | Feb 4, 2021 | Nov 16, 2020 | Aug 14, 2020 | Apr 23, 2020 | Mar 5, 2020 | Nov 14, 2019 | Jul 18, 2019 | Apr 24, 2019 | Feb 8, 2019 | Oct 25, 2018 | Jul 19, 2018 | Apr 19, 2018 | Feb 8, 2018 | Nov 14, 2017 | Aug 16, 2017 | May 15, 2017 | Feb 9, 2017 | Nov 14, 2016 | Aug 16, 2016 | Apr 21, 2016 | Mar 30, 2016 | Oct 22, 2015 | Jul 23, 2015 | May 15, 2015 | Feb 5, 2015 | Nov 14, 2014 | Jul 25, 2014 | May 15, 2014 | Feb 7, 2014 | Nov 14, 2013 | Aug 14, 2013 | May 15, 2013 | Feb 7, 2013 | Nov 29, 2012 | Aug 29, 2012 | May 30, 2012 | Mar 15, 2012 | Nov 28, 2011 | Aug 29, 2011 | Apr 28, 2011 | Mar 24, 2011 | Oct 29, 2010 | Apr 30, 2010 | Feb 10, 2010 | Oct 29, 2009 | Jun 3, 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| EPS Estimate | $5288.89 | $5070.47 | $5014.95 | $1484.08 | $4378.60 | $4410.59 | $4338.82 | $1771.90 | $3814.46 | $3937.43 | $2625.41 | $1144.84 | $3676.36 | $3578.87 | $3441.84 | $1935.03 | $3167.11 | $3361.90 | $3247.12 | $1831.91 | $3051.36 | $2859.64 | $2751.97 | $1450.24 | $2659.32 | $2324.91 | $2018.21 | $1421.49 | $2355.84 | $2377.35 | $2146.33 | $1375.60 | $2305.44 | $2174.82 | $2093.15 | $1413.52 | $2025.47 | $1879.76 | $1529.35 | $1183.96 | $1154.90 | $1021.51 | $1184.03 | $592.33 | $1154.41 | $1321.41 | $1521.00 | $695.26 | $1177.50 | $960.80 | $972.62 | - | $1231.45 | $1115.54 | $1297.64 | - | $1505.71 | $1527.40 | $1630.53 | $905.05 | $1349.00 | $2277.43 | - | $73.02 | $858.11 | $1272.72 | $614.20 | $758.71 | $1125.45 |
| EPS Actual | - | $5464.00 | $5119.00 | $2034.00 | $4453.00 | $4648.00 | $4384.00 | $1702.43 | $4216.00 | $4368.00 | $2584.00 | $572.00 | $3380.00 | $3691.00 | $3669.00 | $819.00 | $3097.00 | $3198.00 | $3591.00 | $1546.68 | $3205.00 | $2979.00 | $3161.00 | $1417.00 | $2941.00 | $2493.00 | $1849.00 | $1357.00 | $2309.52 | $2365.75 | $2220.08 | $485.00 | $2395.00 | $2376.00 | $2424.00 | $1415.00 | $2228.00 | $2109.27 | $2180.00 | $1134.00 | $1495.00 | $1523.00 | $1409.00 | $886.00 | $1054.00 | $876.00 | $1560.00 | $525.00 | $1177.00 | $1014.00 | $963.00 | $666.00 | $1100.00 | $422.00 | $1062.00 | $366.84 | $1059.00 | $1414.00 | $1558.00 | $488.00 | $-562.54 | $2323.00 | $2180.05 | $-772.19 | $227.51 | $1165.95 | $0.05 | $356.00 | $771.00 |
| Surprise | - | 7.76% | 2.07% | 37.05% | 1.70% | 5.38% | 1.04% | -3.92% | 10.53% | 10.94% | -1.58% | -50.04% | -8.06% | 3.13% | 6.60% | -57.68% | -2.21% | -4.88% | 10.59% | -15.57% | 5.04% | 4.17% | 14.86% | -2.29% | 10.59% | 7.23% | -8.38% | -4.54% | -1.97% | -0.49% | 3.44% | -64.74% | 3.88% | 9.25% | 15.81% | 0.10% | 10.00% | 12.21% | 42.54% | -4.22% | 29.45% | 49.09% | 19.00% | 49.58% | -8.70% | -33.71% | 2.56% | -24.49% | -0.04% | 5.54% | -0.99% | - | -10.67% | -62.17% | -18.16% | - | -29.67% | -7.42% | -4.45% | -46.08% | -141.70% | 2.00% | - | -1157.50% | -73.49% | -8.39% | -99.99% | -53.08% | -31.49% |
| Timing | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | After-hours | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | After-hours | Pre-market | After-hours | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | After-hours | After-hours | After-hours | After-hours | Pre-market | After-hours | After-hours | Pre-market | After-hours | Pre-market | After-hours | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | After-hours | Pre-market | After-hours | After-hours | After-hours | - | Pre-market | Pre-market | Pre-market | - | Pre-market | Pre-market | Pre-market | Pre-market | After-hours | After-hours | - | Pre-market | Pre-market | Pre-market | Pre-market | Pre-market | After-hours |
Key Statistics & Ratios
- Market Cap
- $58.28T
- Enterprise Value
- $86.46T
- Trailing P/E
- 0.00
- Forward P/E
- 3.98
- PEG Ratio
- 0.74
- Price / Sales
- 3.39
- Price / Book
- 1.00
- Revenue (TTM)
- $17.20T
- Gross Profit (TTM)
- $17.20T
- Profit Margin
- 36.53%
- Operating Margin
- 58.94%
- Return on Equity
- 10.22%
- Return on Assets
- 0.77%
- Shares Outstanding
- 351.11M
- Shares Float
- 344.67M
- Beta
- 0.63
- Dividend Yield
- 2.74%
- Dividend Rate
- $4,620
- Payout Ratio
- 28.31%
Dividends
Stock Splits
- Jul 24, 2009509:498
- Dec 27, 200153:50
- Nov 9, 2001100:169
- Oct 1, 1999785:737
- May 15, 1998119:100
- Mar 27, 19981823:1666
- Jan 3, 1998257:250
- May 8, 19971487:1456
- Jan 3, 1996711:691